Watercraft

Your boat can serve as the ultimate weekend retreat or your next big adventure. Regardless of what type of boat you have or how you use it, we offer a wide range of watercraft carriers to fit your coverage needs and particular style of boating.

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We can insure personal watercraft, small boats, big boats over 50 feet in length, performance boats that have speeds over 100 MPH, and boats used for charter.

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Also know that on vessels that are older and over a certain length, you may be required to have a valid marine survey (usually dated 5 years or newer) available so the carrier can asses your boat for coverage. Some carriers like Progressive will never require a survey and build it into their pricing.

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Carriers will also ask you for information about your previous boating experience. If you are purchasing insurance for a larger boat a company might also want to see you have experience operating a larger vessel. They can ask what types of boats you have owned in the past or operated, if you have any additional safety or navigational training, and if you have had any past watercraft losses.

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Below you will find some useful information on what is included when you purchase a new policy.

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Common Coverages

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